Do Insurance Companies Give Discounts For Metal Roofs?
Yes—many Texas carriers discount metal roofs, but almost always for a certified Class 4 impact rating (UL 2218 or FM 4473), not merely because the roof is metal. In San Antonio, that discount commonly lands around $150–$500+ / year, and some Class 4 filings advertise reductions up to about 35% on the wind/hail side of […]